Smart ways to intentionally maintain positive financial health:
Be healthy and always get healthy first
Health is wealth, a wise saying says. There is nothing cool to chase after money, while you are not healthy or you are not maintaining healthy lifestyle. Money is necessary but poor health reduces ability to explore better financial opportunities.
Be smart about your earnings
Monitor your revenue. Improve your income and revenues. Explore better paying jobs over low-paying ones that sap your time and energy. If you do not get a better new one yet, do not leave the old one. However, do not be too relaxed with old ones. Be respurceful in exploring better opportunities with better pays.
Be serious about your savings
However small your earning may be, try to have savings. Save a few buck from every paychecks. Do not ignore your employer retirement plan. Some employers do match retirement contribution up to 50-100%. Start as little as 1-5% of your salary.
Be wise about your spending lifestyle
No dad is too old or young to be financially disciplined in credit-card-driven society. Debt is debt and this includes outstanding credit card balances. Buy what you need instead of what you want.
Be practically alert and inquisitive about your revenues
Like business organization, personal or family finance is about revenues versus expenditures. What you earn versus what you spend out. Healthy finance or financial security is maintained when your revenue exceeds your expenditure. So, monitor and improve your income and revenue. Spend wisely and explore low-risk investments with potential returns.